Products and Services

We can advise you and your family on how to protect yourself against the following:

Health Insurance
Covering the cost for major medical expenses allowing you to have immediate treatment and less reliance on the public system.
Income Protection
Providing an ongoing income for you when you are sick.
Trauma
Being able to minimize or eliminate debt when suffering a major health problem such as Cancer.
TPD (Total and Permanent Disablement)
Being able to minimize or eliminate debt when you can never work again.
Life Insurance
Removing all debt and providing security for your spouse/partner and children if you die prematurely or are diagnosed as terminally ill.
Business Insurance needs
Cover can also be provided for a business situation and applied in the form of:
- Key Person Cover
- Shareholder Protection

This is illustrated as follows:

Questions

Do you believe that the public hospital system will be able to provide prompt, effective treatment or surgery for any health problems you may experience in the future?

If you were diagnosed with a serious form of cancer tomorrow, but were likely to survive, would you have enough money to support your family during a lengthy treatment and recovery period?

If you have answered 'no' to any of the above questions Contact Tom Appleby today and make sure you are adequately covered.